It is important to insure your home to replacement cost value because under certain circumstances you may be subject to a recovery amount less than what it would cost you to restore your home to its pre-loss condition.
Many companies give a premium reduction if you install a smokedetector, burglar alarm, dead bolt locks and fire extinguishers.
Discounts may also be obtained if you purchase other policies through the same company.
An informed consumer can obtain more value for his or her insurance dollar. Prices for nearly identical home insurance coverage vary greatly among companies so shop and compare.
If you'd like to receive your free home owner insurance quote, use the online form near the top of this page.